Rent vs buy GPU calculator

Owning a GPU costs the purchase price, the power it draws and the rack it sits in, less what you sell it for. Renting costs the hourly price times the hours you use. This calculator puts the two side by side using today's cheapest and median rental price for the GPU you choose, and tells you the month in which owning catches up, if it ever does.

Last reviewed . Prices on this page are read live and are not part of the review date.

A month has 730 hours. 500 hours is about two thirds utilisation.

TDP is from our datasheet-checked spec table. Most colocation facilities run a PUE of about 1.4; the newest GPU-cloud sites about 1.25. SemiAnalysis, GPU Cloud Economics Explained, 4 Dec 2023.

OptionRate per GPU-hourUp frontPer monthTotal over 36 monthsOwning breaks even
Buy NVIDIA H100$1.75 effective$32,412$202power $66, colocation $137$31,589after $8,103 resalen/a
Rent at the cheapest live price (Hyperstack)$2.50$0$1,250$45,000After 24 months
Rent at the median live price$3.29$0$1,645$59,220After 17 months

Over 36 months at 500 hours a month, owning NVIDIA H100 costs $31,589 after resale, against $45,000 to rent at today's cheapest price. Owning breaks even after 24 months and ends $13,411 ahead.

See every current offer on the NVIDIA H100 rent page.

Worked example

One NVIDIA H100 bought at the CDW reference of $32,412 (retrieved 21 Sep 2026), used 500 hours a month for 36 months, drawing its 700 W TDP at a PUE of 1.4, with electricity at $0.1341 per kWh, colocation at $195 per kW per month, and sold at the end for 25% of what it cost. About that reference price: PNY H100 80GB PCIe card. Marked Discontinued, so this is the last listed price, not an offer. The rental figures in the table are live.

OptionRate per GPU-hourUp frontPer monthTotal over 36 monthsOwning breaks even
Buy NVIDIA H100$1.75 effective$32,412$202power $66, colocation $137$31,589after $8,103 resalen/a
Rent at the cheapest live price (Hyperstack)$2.50$0$1,250$45,000After 24 months
Rent at the median live price$3.29$0$1,645$59,220After 17 months

Over 36 months at 500 hours a month, owning NVIDIA H100 costs $31,589 after resale, against $45,000 to rent at today's cheapest price. Owning breaks even after 24 months and ends $13,411 ahead.

Rental prices observed , USD per GPU-hour, on-demand, in stock.

Purchase price references

NVIDIA publishes no list price for data center GPUs, so every figure here is a reseller listing, an analyst estimate or a server price divided by its GPUs. Each carries its seller and date. Out-of-stock and discontinued listings are last-seen prices, not offers. Use them to sanity-check a quote, not as one.

GPUPrice per GPUSeller or publisherDateWhat was priced
NVIDIA H100$32,412CDWretrieved 21 Sep 2026PNY H100 80GB PCIe card. Marked Discontinued, so this is the last listed price, not an offer.
NVIDIA H100$25,000 to $40,000Silicon Data30 Jan 2026Retail listings from mid-2024 to early 2026, from an analysis of thousands of listings.
NVIDIA H100$23,750SemiAnalysis20 Aug 2025Per-GPU share of an 8x H100 server at about $190,000, hyperscaler volume pricing. Analyst estimate.
NVIDIA H200$33,732CDWretrieved 21 Sep 2026PNY H200 NVL 141GB PCIe card, lead time 4 to 6 weeks or more.
NVIDIA H200$39,928Supermicro eStoreretrieved 21 Sep 2026Per-GPU share of an 8x HGX H200 system at its starting price of $319,421.64. Includes the server.
NVIDIA H200$49,725Lenovo Press LP236824 Jul 2026Per-GPU share of an 8x H200 ThinkSystem at Lenovo's usual customer sale price of $397,801.60 (as of 15 June 2026). Includes the server.
NVIDIA B200$48,029 to $49,301Neweggretrieved 21 Sep 2026Per-GPU share of two Supermicro 8x HGX B200 servers listed at $384,228 and $394,406. Both out of stock, so last listed prices. Includes the server and its network cards; B200 modules are not sold alone.
NVIDIA B200$68,809Lenovo Press LP236824 Jul 2026Per-GPU share of an 8x B200 ThinkSystem SR680a V3 at Lenovo's usual customer sale price of $550,475.10 (as of 15 June 2026).
NVIDIA B300$67,096Supermicro eStoreretrieved 21 Sep 2026Per-GPU share of an 8x HGX B300 system at its starting price of $536,771.05. Includes the server.
NVIDIA B300$82,856Supermicro eStoreretrieved 21 Sep 2026Per-GPU share of a fixed-configuration HGX B300 server at $662,845.95, shown in stock.
NVIDIA A100$13,224CDWretrieved 21 Sep 2026PNY A100 80GB PCIe card. Marked Discontinued, so this is the last listed price.
NVIDIA A100$19,789Newegg marketplaceretrieved 21 Sep 2026New PNY A100 80GB PCIe from a third-party marketplace seller. An asking price.
NVIDIA A100$7,800 to $18,900Hashrate Index8 Apr 2026Used and refurbished listings in early 2026, from an A100 40GB refurbished to an A100 80GB PCIe. Listings, not sales.
NVIDIA L40S$8,500CDWretrieved 21 Sep 2026PNY L40S 48GB card, lead time 9 to 11 days or more.
NVIDIA L40S$7,072ShopBLTretrieved 21 Sep 2026NVIDIA part 900-2G133-0080-000. Availability not confirmed.
NVIDIA RTX PRO 6000 Blackwell$13,825CDWretrieved 21 Sep 2026PNY RTX PRO 6000 Blackwell Server Edition 96GB, the variant clouds rent. Lead time 7 to 9 days or more.
NVIDIA RTX PRO 6000 Blackwell$16,000Tom's Hardware12 Aug 2026Workstation Edition on NVIDIA's US Marketplace after the August 2026 increase. The launch price of $8,565 no longer exists.
NVIDIA GeForce RTX 5090$6,389Tom's Hardware14 Sep 2026Best US price in the Tom's Hardware tracker. The $1,999 launch price is no longer available at retail.
NVIDIA GeForce RTX 5090$6,395 to $9,500Tom's Hardware14 Sep 2026Third-party seller asking prices after first-party US retail stock ran out.
NVIDIA GeForce RTX 4090$3,220Tom's Hardware14 Sep 2026Best US price in the Tom's Hardware tracker (launch price was $1,599).

Method and sources

  • Net purchase = price x GPUs x (1 - resale %).
  • Power per month = TDP in kW x PUE x hours used x electricity price x GPUs. TDP comes from our datasheet-checked spec table. Idle draw is not counted.
  • Colocation per month = TDP in kW x rate per kW per month x GPUs, charged every month whether or not the GPU is busy, because a rack is contracted by provisioned power.
  • Renting = live price per GPU-hour x hours used x GPUs x months.
  • Break-even = net purchase divided by (monthly rent minus monthly power and colocation). If rent for your hours is below the running cost alone, owning never catches up.

Defaults and where they come from:

What is left out, and which way it leans. The host server, CPUs, memory, network cards, switches, storage, spares, support contracts, staff and the cost of capital are all missing from the owning side. A GPU bought inside an 8-GPU server can cost noticeably more per GPU than a bare card, as the reference table shows. On the renting side, storage and egress are missing; see data egress costs. On balance the calculator flatters owning, so a result that favours renting is a firm one.

Rental prices are read live when the page renders and are never typed into the page: the cheapest and the median on-demand price per GPU-hour among offers in stock from secure providers, seen in the last 15 minutes. GPU power figures are in the GPU specs chart. The calculator runs in your browser and sends nothing.

Questions

Is it cheaper to rent or buy a GPU?

It depends almost entirely on how many hours a month the GPU is busy. A card that runs around the clock for years usually pays for itself; one that runs a few hours a day rarely does, because colocation is billed whether or not the GPU is working. The calculator finds the month where the two lines cross for your utilisation, using today's rental prices.

What does the calculator count as the cost of owning?

The purchase price minus what you expect to sell the card for, plus electricity (GPU TDP times PUE times the hours used times your rate) and colocation (GPU TDP in kW times a monthly rate per kW). It deliberately stops there. The host server, networking, spares, staff time and the cost of capital are not included, and all of them make owning more expensive than the figure shown.

Why is there no official price for an H100 or B200?

NVIDIA does not publish list prices for data center GPUs. What a buyer pays depends on volume and on whether the GPU comes inside a server from Dell, Supermicro, Lenovo or NVIDIA itself. That is why the reference prices next to the purchase field are reseller listings, analyst estimates, or a server price divided by eight, each with its seller and date. Type in your own quote when you have one.

What utilisation should I assume?

Be honest about idle time. A month has 730 hours. Research clusters and inference fleets with steady demand can stay busy most of those hours; a team that trains in bursts often uses far fewer. Renting only bills the hours you use, so every idle hour moves the break-even further out.

Which rental price does it compare against?

Two live figures for the GPU you pick: the cheapest current on-demand price per GPU-hour, and the median across all current offers. Both count only offers that are in stock, from secure providers, seen in the last 15 minutes. You can also type a quote of your own, for example a reserved rate.

Does TDP overstate the power bill?

Slightly. TDP is the GPU's power ceiling and real draw under load is usually a little lower. But TDP covers the GPU alone, and the server around it draws more, so as an estimate of what your meter sees it is on the low side overall. You can overwrite the wattage with a measured figure.